D
CITIZENS FIDELITY INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.4 on a scale of 0 to 10). Fair quality investment portfolio (4.6). Fair profitability (4.1). Excellent expense controls. Return on equity has been low, averaging 0.7%.
Other Rating Factors: Strong capitalization (7.8) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.2).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
13701 Chenal Parkway
Little Rock, AR 72211
Phone Number
(501) 228-5134
NAIC Number
83968
Largest Affiliates
No affiliate information available.