C
ELCO MUTUAL LIFE & ANNUITY
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Rating C
Capitalization Index 7.20
Investment Safety Index 4.70
Liquidity Index 6.90
Profitability Index 2.00
Reserve Adequacy Index --
Stability Index 3.50
Company Info ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Industry L&A
NAIC Number 84174
Phone Number (847) 295-6000
Website www.elcomutual.com
Address 916 Sherwood Drive Lake Bluff, IL 60044
Balance Sheet ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Total Assets 1.08B
Capital and Reserves ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Risk-Adjusted Capital Ratio #1 2.34
Risk-Adjusted Capital Ratio #2 1.15
1-Year Reserve Development --
2-Year Reserve Development --
Capital 82.95M
Premium to Surplus --
Reserves to Surplus --
Investments ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Cash 1.24%
CMO & Structured Securities 32.01%
Common & Preferred Stock 0.38%
Invested Assets 1.01K
Investments in Affiliates 0.04%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 48.72%
Other Investments 7.26%
Real Estate 0.23%
Operating Ratios ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ELCO MUTUAL LIFE & ANNUITY
Lake Bluff, IL
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Net Income 1.22M
Net Premium 118.09M
Health Premium --