Major Rating Factors:
Weak profitability (2.5 on a scale of 0 to 10) with operating losses during 2024. Return on equity has been low, averaging -2.7%. Weak overall results on stability tests (2.1) including negative cash flow from operations for 2024. Fair quality investment portfolio (4.9).
Other Rating Factors:
Strong capitalization (8.5) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (8.2).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (84.8%), other (15.2%)
Licensed in:
AR, LA, OK, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
13530 INWOOD ROAD
DALLAS, TX 75244
DALLAS, TX 75244
Phone Number
(972) 387-8553
NAIC Number
86959
Website
Largest Affiliates
No affiliate information available.