B
AMERICAN RETIREMENT LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.64
Risk Adjusted
Capital Ratio #2
1.32
Total
Assets
178.98M
Capital
100.05M
Net
Premiums
328.22M
Net
Income
69.58M
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Weiss Ratings AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Rating B
Capitalization Index 7.50
Investment Safety Index 7.60
Liquidity Index 6.40
Profitability Index 8.00
Reserve Adequacy Index --
Stability Index 4.20
Company Info AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Industry L&A
NAIC Number 88366
Phone Number (512) 451-2224
Website www.hcsc.com
Address 1300 East Ninth Street Columbus, OH 43219
Balance Sheet AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Total Assets 178.98M
Capital and Reserves AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Risk-Adjusted Capital Ratio #1 1.64
Risk-Adjusted Capital Ratio #2 1.32
1-Year Reserve Development --
2-Year Reserve Development --
Capital 100.05M
Premium to Surplus --
Reserves to Surplus --
Investments AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Cash 0.00%
CMO & Structured Securities 0.00%
Common & Preferred Stock 0.00%
Invested Assets 141.23
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.35%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 91.57%
Other Investments 8.08%
Real Estate 0.00%
Operating Ratios AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability AMERICAN RETIREMENT LIFE INS CO
Columbus, OH 		Click to
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Net Income 69.58M
Net Premium 328.22M
Health Premium --