Major Rating Factors:
Good overall profitability (5.8 on a scale of 0 to 10). Return on equity has been fair, averaging 5.3%. Fair Liquidity (3.2) as cash from operations and sale of marketable assets may not be adequate to cover a spike in claims. Fair overall results on stability tests (4.7).
Other Rating Factors:
Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.6).
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except CT, DE, ME, MA, MN, NH, NJ, NY, RI, VT, WV, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
2435 EAST COAST HIGHWAY
Austin, TX 78703
Austin, TX 78703
Phone Number
(949) 490-7169
NAIC Number
90638
Website
Largest Affiliates
No affiliate information available.