D
LIFECARE ASSURANCE CO
TempeAZ
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability (1.1 on a scale of 0 to 10). Return on equity has been low, averaging -46.8%. Weak overall results on stability tests (0.9). Good quality investment portfolio (5.7) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds.
Other Rating Factors: Good Liquidity (6.9). Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (100.0%)
Licensed in: All states except CT, FL, MN, NH, NY, RI, SC, WY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
21st Century Life & Health Co Inc
Investment Rating
--
Company Address
8601 N Scottsdale Road Ste 300
Tempe, AZ 85284
Phone Number
(818) 887-4436
NAIC Number
91898
Largest Affiliates
C
Tempe, AZ - L&A