D
GRANULAR INSURANCE CO
Rating Date
July 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.39
Risk Adjusted
Capital Ratio #2
1.07
Total
Assets
119.43M
Capital
38.32M
Net
Premiums
150.89M
Net
Income
-4.70M
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Weiss Ratings GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Rating D
Capitalization Index 7.10
Investment Safety Index 7.80
Liquidity Index 7.20
Profitability Index 1.10
Reserve Adequacy Index --
Stability Index 1.70
Company Info GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Industry L&A
NAIC Number 93521
Phone Number (980) 386-3640
Website www.granularinsurance.com
Address 150 N College Street 22nd Fl Charleston, SC 29401
Balance Sheet GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Total Assets 119.43M
Capital and Reserves GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Risk-Adjusted Capital Ratio #1 1.39
Risk-Adjusted Capital Ratio #2 1.07
1-Year Reserve Development --
2-Year Reserve Development --
Capital 38.32M
Premium to Surplus --
Reserves to Surplus --
Investments GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Cash 30.02%
CMO & Structured Securities 0.00%
Common & Preferred Stock 0.00%
Invested Assets 66.71
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 63.48%
Other Investments 0.00%
Real Estate 0.00%
Operating Ratios GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability GRANULAR INSURANCE CO
Charleston, SC 		Click to
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Net Income -4.70M
Net Premium 150.89M
Health Premium --