C
PLATEAU INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.9 on a scale of 0 to 10) including excessive premium growth. Strong capitalization (8.6) based on excellent risk adjusted capital (severe loss scenario). Moreover, capital levels have been consistently high over the last five years. High quality investment portfolio (8.4) with no exposure to mortgages and no exposure to junk bonds.
Other Rating Factors: Excellent profitability (7.9) with operating gains in each of the last five years. Excellent Liquidity (7.2).
Stability Factors: G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (65.3%), group life (34.7%)
Licensed in: All states except AK, HI, MA, NY, WY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Plateau Ins Group
Investment Rating
--
Company Address
2701 NORTH MAIN STREET
CROSSVILLE, TN 38555
Phone Number
(931) 484-8411
NAIC Number
97152
Largest Affiliates
B
Crossville, TN - P&C