DIRECT GENERAL LIFE INS CO
Major Rating Factors:
Weak profitability (0.9 on a scale of 0 to 10). Excellent expense controls. Return on equity has been low, averaging -85.8%. Weak overall results on stability tests (0.2). Good Liquidity (5.6) with sufficient resources to handle a spike in claims.
Other Rating Factors:
Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (9.6).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except HI, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
National General Holdings Corporatio
Investment Rating
--
Company Address
911 Chestnut Street
Orangeburg, SC 29115
Orangeburg, SC 29115
Phone Number
(800) 526-0332
NAIC Number
97705
Website
Largest Affiliates