Major Rating Factors:
Good long-term capitalization index (5.5 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios) reflecting some improvement over results in 2021. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.7) despite fair risk adjusted capital in prior years. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Ample reserve history (8.0) that can protect against increases in claims costs. Excellent profitability index (7.1).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Work comp (99.9%)
Licensed in:
All states except HI, WY
Principal Investments:
Investment grade bonds (93.1%), common stock (6.0%), cash (0.3%), other (0.6%)
Corporate Info
Group Affiliation
Employers Holdings Inc
Investment Rating
Company Address
5340 Kietzke Lane
Reno, NV 89511
Reno, NV 89511
Phone Number
(775) 327-2700
NAIC Number
10006
Website
Largest Affiliates