D
American Heartland Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.96
Risk Adjusted
Capital Ratio #2
0.82
Loss
Ratio
40.88%
Total
Assets
33.05M
Capital
11.04M
Net
Premiums
19.42M
Net
Income
3.77M
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Weiss Ratings American Heartland Ins Co
Morton Grove, IL 		Click to
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Rating D
Capitalization Index 3.10
Investment Safety Index --
Liquidity Index 5.60
Profitability Index 6.80
Reserve Adequacy Index 7.00
Stability Index 3.90
Company Info American Heartland Ins Co
Morton Grove, IL 		Click to
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Industry P&C
NAIC Number 10031
Phone Number (847) 583-4600
Website www.ueg1.com
Address 9040 Waukegan Road Morton Grove, IL 60053
Balance Sheet American Heartland Ins Co
Morton Grove, IL 		Click to
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Total Assets 33.05M
Capital and Reserves American Heartland Ins Co
Morton Grove, IL 		Click to
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Risk-Adjusted Capital Ratio #1 0.96
Risk-Adjusted Capital Ratio #2 0.82
1-Year Reserve Development -19.68%
2-Year Reserve Development 0.51%
Capital 11.04M
Premium to Surplus 175.86%
Reserves to Surplus 115.54%
Investments American Heartland Ins Co
Morton Grove, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Heartland Ins Co
Morton Grove, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 98.89%
Combined Ratio 87.46%
Expense Ratio 46.58%
Loss Ratio 40.88%
Net Premium Growth -14.93%
Other Medical American Heartland Ins Co
Morton Grove, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Heartland Ins Co
Morton Grove, IL 		Click to
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Net Income 3.77M
Net Premium 19.42M
Health Premium --