A
WCF Mutual Ins Co
Sandy,  UT
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.53
Risk Adjusted
Capital Ratio #2
1.71
Loss
Ratio
68.75%
Total
Assets
3.35B
Capital
1.36B
Net
Premiums
366.01M
Net
Income
9.24M
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Weiss Ratings WCF Mutual Ins Co
Sandy, UT 		Click to
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Rating A
Capitalization Index 8.10
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 6.70
Reserve Adequacy Index 9.30
Stability Index 7.70
Company Info WCF Mutual Ins Co
Sandy, UT 		Click to
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Industry P&C
NAIC Number 10033
Phone Number (385) 351-8328
Website www.wcf.com
Address 100 West Towne Ridge Parkway Sandy, UT 84070
Balance Sheet WCF Mutual Ins Co
Sandy, UT 		Click to
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Total Assets 3.35B
Capital and Reserves WCF Mutual Ins Co
Sandy, UT 		Click to
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Risk-Adjusted Capital Ratio #1 2.53
Risk-Adjusted Capital Ratio #2 1.71
1-Year Reserve Development -460.00%
2-Year Reserve Development -780.00%
Capital 1.36B
Premium to Surplus 40.00%
Reserves to Surplus 110.00%
Investments WCF Mutual Ins Co
Sandy, UT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 8.04%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios WCF Mutual Ins Co
Sandy, UT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 68.75%
Net Premium Growth 20.00%
Other Medical WCF Mutual Ins Co
Sandy, UT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability WCF Mutual Ins Co
Sandy, UT 		Click to
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Net Income 9.24M
Net Premium 366.01M
Health Premium --