American Natl Lloyds Ins Co
Major Rating Factors:
Good overall results on stability tests (6.0 on a scale of 0 to 10) despite negative cash flow from operations for 2024. The largest net exposure for one risk is high at 3.5% of capital. Stability strengths include good operational trends and excellent risk diversification. Fair reserve development (4.2) as reserves have generally been sufficient to cover claims. Fair profitability index (3.3) with operating losses during 2021, 2023, 2024 and the first six months of 2025. Average return on equity over the last five years has been poor at -2.8%.
Other Rating Factors:
Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Stability Factors:
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (41.5%), homeowners (12.2%), fire (0.6%), other (45.7%)
Licensed in:
TX
Principal Investments:
Investment grade bonds (92.8%), other (7.2%)
Corporate Info
Group Affiliation
Brookfield Wealth Solutions Ltd
Investment Rating
Company Address
American National Center
Springfield, MO 65804
Springfield, MO 65804
Phone Number
(417) 887-4990
NAIC Number
10043
Website
Largest Affiliates