C
Lyndon Southern Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5,097
254
5,351
4.75%
23.88%
2024
5,752
441
6,193
7.12%
23.31%
2023
4,986
681
5,667
12.02%
22.83%
2022
6,075
479
6,554
7.31%
23.10%
2021
0
0
0
0.00%
22.81%
2020
0
0
0
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
804
100
904
11.06%
49.08%
2024
597
100
697
14.35%
47.46%
2023
654
439
1,093
40.16%
47.29%
2022
795
755
1,550
48.71%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
810
139
949
14.65%
42.44%
2024
651
290
941
30.82%
41.75%
2023
590
388
978
39.67%
38.64%
2022
147
365
512
71.29%
39.39%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,280
343
3,623
9.47%
38.98%
2024
5,211
892
6,103
14.62%
39.58%
2023
1,345
360
1,705
21.11%
36.96%
2022
493
189
682
27.71%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
625
84
709
11.85%
83.87%
2024
1,739
336
2,075
16.19%
81.44%
2023
4,013
180
4,193
4.29%
74.87%
2022
1,462
82
1,544
5.31%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
34,535
199
34,734
0.57%
13.25%
2024
33,142
426
33,568
1.27%
12.32%
2023
29,817
382
30,199
1.26%
16.34%
2022
36,011
513
36,524
1.40%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
142
189
331
57.10%
45.21%
2024
203
324
527
61.48%
45.23%
2023
278
329
607
54.20%
44.64%
2022
1,014
737
1,751
42.09%
46.15%
2021
0
0
0
0.00%
46.87%
2020
0
0
0
0.00%
43.90%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
78,224
3,987
82,211
4.85%
3.84%
2024
88,443
28
88,471
0.03%
4.30%
2023
98,237
22
98,259
0.02%
4.57%
2022
138,230
96
138,326
0.07%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%