Encompass P&C Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
436
95
531
17.89%
23.88%
2024
1,307
243
1,550
15.68%
23.31%
2023
2,035
341
2,376
14.35%
22.83%
2022
2,206
367
2,573
14.26%
23.10%
2021
2,784
371
3,155
11.76%
22.81%
2020
3,119
302
3,421
8.83%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
172
94
266
35.34%
38.98%
2024
220
98
318
30.82%
39.58%
2023
383
109
492
22.15%
36.96%
2022
311
109
420
25.95%
37.07%
2021
445
193
638
30.25%
39.17%
2020
428
225
653
34.46%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
1
1
100.00%
13.25%
2020
0
2
2
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
112
87
199
43.72%
45.21%
2024
247
146
393
37.15%
45.23%
2023
289
198
487
40.66%
44.64%
2022
291
194
485
40.00%
46.15%
2021
282
243
525
46.29%
46.87%
2020
276
230
506
45.45%
43.90%