B
SteadPoint Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.57
Risk Adjusted
Capital Ratio #2
1.26
Loss
Ratio
64.55%
Total
Assets
53.15M
Capital
19.25M
Net
Premiums
8.96M
Net
Income
-1.85M
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Weiss Ratings SteadPoint Ins Co
Birmingham, AL 		Click to
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Rating B
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 9.00
Profitability Index 3.80
Reserve Adequacy Index 8.30
Stability Index 3.20
Company Info SteadPoint Ins Co
Birmingham, AL 		Click to
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Industry P&C
NAIC Number 10156
Phone Number (205) 851-9738
Website steadpoint.com
Address 2200 Resource Drive Birmingham, AL 35242
Balance Sheet SteadPoint Ins Co
Birmingham, AL 		Click to
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Total Assets 53.15M
Capital and Reserves SteadPoint Ins Co
Birmingham, AL 		Click to
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Risk-Adjusted Capital Ratio #1 1.57
Risk-Adjusted Capital Ratio #2 1.26
1-Year Reserve Development -690.00%
2-Year Reserve Development -1,850.00%
Capital 19.25M
Premium to Surplus 100.00%
Reserves to Surplus 100.00%
Investments SteadPoint Ins Co
Birmingham, AL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios SteadPoint Ins Co
Birmingham, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 120.00%
Expense Ratio 50.00%
Loss Ratio 64.55%
Net Premium Growth 0.00%
Other Medical SteadPoint Ins Co
Birmingham, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability SteadPoint Ins Co
Birmingham, AL 		Click to
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Net Income -1.85M
Net Premium 8.96M
Health Premium --