D
Equitable Liability Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak overall results on stability tests (1.2 on a scale of 0 to 10) including weak risk diversification and weak results on operational trends. The largest net exposure for one risk is high at 4.5% of capital. Strong long-term capitalization index (9.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (8.7) despite modest operating losses during the first six months of 2025. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: DC
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
3399 Benning Road, NE
Washington, DC 20019
Phone Number
(202) 398-0518
NAIC Number
10183
Website
--
Largest Affiliates
No affiliate information available.