B
Hiscox Ins Co
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.47
Risk Adjusted
Capital Ratio #2
0.90
Loss
Ratio
55.94%
Total
Assets
2.18B
Capital
665.46M
Net
Premiums
685.74M
Net
Income
93.13M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
23.88%
2024
0
0
0
0.00%
23.31%
2023
0
0
0
0.00%
22.83%
2022
10
3
13
23.08%
23.10%
2021
3
0
3
0.00%
22.81%
2020
1
1
2
50.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
68
0
68
0.00%
49.08%
2024
77
2
79
2.53%
47.46%
2023
39
9
48
18.75%
47.29%
2022
79
24
103
23.30%
45.44%
2021
10
3
13
23.08%
44.40%
2020
16
0
16
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,014
174
1,188
14.65%
42.44%
2024
501
93
594
15.66%
41.75%
2023
699
196
895
21.90%
38.64%
2022
548
335
883
37.94%
39.39%
2021
498
135
633
21.33%
40.41%
2020
297
506
803
63.01%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
392
145
537
27.00%
83.87%
2024
371
116
487
23.82%
81.44%
2023
451
540
991
54.49%
74.87%
2022
723
630
1,353
46.56%
72.69%
2021
877
652
1,529
42.64%
79.01%
2020
1,256
1,032
2,288
45.10%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,405
245
3,650
6.71%
13.25%
2024
3,086
52
3,138
1.66%
12.32%
2023
3,126
1,407
4,533
31.04%
16.34%
2022
4,223
2,479
6,702
36.99%
11.13%
2021
3,915
1,245
5,160
24.13%
18.93%
2020
2,748
1,463
4,211
34.74%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
0
0
0.00%
33.86%