B
American Southern Ins Co
Atlanta,  GA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.10
Risk Adjusted
Capital Ratio #2
1.49
Loss
Ratio
77.22%
Total
Assets
170.61M
Capital
48.69M
Net
Premiums
90.43M
Net
Income
3.28M
My Lists My Alerts
Weiss Ratings American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 6.60
Reserve Adequacy Index 3.70
Stability Index 5.50
Company Info American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 10235
Phone Number (404) 266-9599
Website amsou.com
Address 3715 Northside Parkway Atlanta, GA 30327
Balance Sheet American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 170.61M
Capital and Reserves American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 2.10
Risk-Adjusted Capital Ratio #2 1.49
1-Year Reserve Development 5.53%
2-Year Reserve Development 23.62%
Capital 48.69M
Premium to Surplus 185.74%
Reserves to Surplus 154.25%
Investments American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 11.53%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 129.64%
Combined Ratio 97.55%
Expense Ratio 20.33%
Loss Ratio 77.22%
Net Premium Growth 33.60%
Other Medical American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Southern Ins Co
Atlanta, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 3.28M
Net Premium 90.43M
Health Premium --