Leatherstocking Coop Ins Co

Cooperstown, NY

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.08

Risk Adjusted
Capital Ratio #2

1.35

Loss
Ratio

69.59%

Total
Assets

128.21M

Capital

57.28M

Net
Premiums

66.72M

Net
Income

6.98M

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Weiss Ratings	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	7.50
Investment Safety Index	--
Liquidity Index	6.40
Profitability Index	8.30
Reserve Adequacy Index	9.40
Stability Index	5.70

Company Info	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	10380
Phone Number	(607) 547-2007
Website	www.leatherstockinginsurance.com
Address	4313 County Highway 11 Cooperstown, NY 13326

Balance Sheet	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	128.21M

Capital and Reserves	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.08
Risk-Adjusted Capital Ratio #2	1.35
1-Year Reserve Development	-3.82%
2-Year Reserve Development	-8.64%
Capital	57.28M
Premium to Surplus	116.48%
Reserves to Surplus	41.91%

Investments	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	122.35%
Combined Ratio	99.11%
Expense Ratio	29.52%
Loss Ratio	69.59%
Net Premium Growth	25.32%

Other Medical	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Leatherstocking Coop Ins Co Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Net Income	6.98M
Net Premium	66.72M
Health Premium	--