A
Cumberland Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Cumberland Ins Co
Bridgeton, NJ
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 5.00
Reserve Adequacy Index 9.30
Stability Index 7.40
Company Info Cumberland Ins Co
Bridgeton, NJ
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Industry P&C
NAIC Number 10448
Phone Number (856) 451-4050
Website www.cumberlandmutual.com
Address 633 Shiloh Pike Bridgeton, NJ 08302
Balance Sheet Cumberland Ins Co
Bridgeton, NJ
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Total Assets 139.74M
Capital and Reserves Cumberland Ins Co
Bridgeton, NJ
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Risk-Adjusted Capital Ratio #1 5.82
Risk-Adjusted Capital Ratio #2 3.52
1-Year Reserve Development -1.68%
2-Year Reserve Development -1.51%
Capital 90.13M
Premium to Surplus 26.59%
Reserves to Surplus 36.14%
Investments Cumberland Ins Co
Bridgeton, NJ
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Cumberland Ins Co
Bridgeton, NJ
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Medical Loss Ratio --
Cash From Underwriting 92.86%
Combined Ratio 107.58%
Expense Ratio 33.69%
Loss Ratio 73.89%
Net Premium Growth -6.79%
Other Medical Cumberland Ins Co
Bridgeton, NJ
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Cumberland Ins Co
Bridgeton, NJ
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Net Income 3.20M
Net Premium 23.96M
Health Premium --