B
Capitol Indemnity Corp
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
1
1
100.00%
22.83%
2022
0
1
1
100.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
99
31
130
23.85%
21.51%
2019
118
64
182
35.16%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
1
1
100.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
26
21
47
44.68%
44.40%
2020
56
20
76
26.32%
42.45%
2019
148
35
183
19.13%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
14
16
87.50%
41.74%
2023
4
14
18
77.78%
38.64%
2022
61
37
98
37.76%
39.39%
2021
271
234
505
46.34%
40.41%
2020
333
525
858
61.19%
48.09%
2019
375
320
695
46.04%
43.30%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
7
7
100.00%
96.09%
2023
0
44
44
100.00%
95.22%
2022
3
34
37
91.89%
96.00%
2021
2
63
65
96.92%
93.58%
2020
1
74
75
98.67%
94.02%
2019
1
92
93
98.92%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
92.29%
2023
0
1
1
100.00%
92.52%
2022
0
3
3
100.00%
92.14%
2021
0
8
8
100.00%
91.74%
2020
1
7
8
87.50%
93.85%
2019
1
31
32
96.88%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11
576
587
98.13%
81.44%
2023
15
684
699
97.85%
74.87%
2022
17
614
631
97.31%
72.69%
2021
16
533
549
97.09%
79.01%
2020
20
246
266
92.48%
80.13%
2019
18
188
206
91.26%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
19
81
100
81.00%
12.32%
2023
21
105
126
83.33%
16.34%
2022
69
137
206
66.50%
11.13%
2021
22
111
133
83.46%
18.93%
2020
35
89
124
71.77%
20.93%
2019
75
147
222
66.22%
16.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
3
4
75.00%
63.97%
2023
2
9
11
81.82%
62.55%
2022
2
10
12
83.33%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
1
1
100.00%
61.51%
2019
1
1
2
50.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
37.14%
2020
0
0
0
0.00%
33.86%
2019
0
0
0
0.00%
34.01%