Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
22.83%
2022
0
1
1
100.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
99
31
130
23.85%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
26
21
47
44.68%
44.40%
2020
56
20
76
26.32%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
14
16
87.50%
41.75%
2023
4
14
18
77.78%
38.64%
2022
61
37
98
37.76%
39.39%
2021
271
234
505
46.34%
40.41%
2020
333
525
858
61.19%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
17
17
100.00%
95.15%
2024
0
7
7
100.00%
96.08%
2023
0
44
44
100.00%
95.22%
2022
3
34
37
91.89%
96.00%
2021
2
63
65
96.92%
93.58%
2020
1
74
75
98.67%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
1
1
100.00%
92.52%
2022
0
3
3
100.00%
92.14%
2021
0
8
8
100.00%
91.74%
2020
1
7
8
87.50%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
554
560
98.93%
83.87%
2024
11
576
587
98.13%
81.44%
2023
15
684
699
97.85%
74.87%
2022
17
614
631
97.31%
72.69%
2021
16
533
549
97.09%
79.01%
2020
20
246
266
92.48%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
17
90
107
84.11%
13.25%
2024
19
81
100
81.00%
12.32%
2023
21
105
126
83.33%
16.34%
2022
69
137
206
66.50%
11.13%
2021
22
111
133
83.46%
18.93%
2020
35
89
124
71.77%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
7
9
77.78%
63.59%
2024
1
3
4
75.00%
63.97%
2023
2
9
11
81.82%
62.55%
2022
2
10
12
83.33%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
1
1
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
37.14%
2020
0
0
0
0.00%
33.86%