A
First Floridian Auto & Home
Tampa,  FL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
251
18
269
6.69%
23.88%
2024
931
31
962
3.22%
23.31%
2023
1,172
46
1,218
3.78%
22.83%
2022
1,277
97
1,374
7.06%
23.10%
2021
1,351
94
1,445
6.51%
22.81%
2020
1,453
65
1,518
4.28%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
231
8
239
3.35%
38.98%
2024
464
27
491
5.50%
39.58%
2023
344
13
357
3.64%
36.96%
2022
616
19
635
2.99%
37.07%
2021
561
19
580
3.28%
39.17%
2020
1,459
28
1,487
1.88%
35.42%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
48
19
67
28.36%
45.21%
2024
193
46
239
19.25%
45.23%
2023
308
60
368
16.30%
44.64%
2022
255
68
323
21.05%
46.15%
2021
284
68
352
19.32%
46.87%
2020
377
64
441
14.51%
43.90%