Diamond Ins Co
Major Rating Factors:
Fair long-term capitalization index (4.5 on a scale of 0 to 10) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Fair profitability index (4.7) with operating losses during 2025. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (5.0) despite fair risk adjusted capital in prior years. Stability strengths include good operational trends and good risk diversification. Ample reserve history (9.5) that helps to protect the company against sharp claims increases.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Work comp (89.8%), other (10.2%)
Licensed in:
FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NV, OK, PA, SD, TN, VA, WI, WV
Principal Investments:
Investment grade bonds (34.2%), cash (17.4%), common stock (15.7%), non investment grade bonds (12.9%), preferred stock (1.6%), other (18.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1900 East Golf Road
Schaumburg, IL 60173
Schaumburg, IL 60173
Phone Number
(847) 230-1331
NAIC Number
10659
Website
Largest Affiliates
There are no affiliate to display.