C
Penn-Star Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
23.88%
2024
0
2
2
100.00%
23.31%
2023
19
18
37
48.65%
22.83%
2022
357
483
840
57.50%
23.10%
2021
338
144
482
29.88%
22.81%
2020
741
210
951
22.08%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
11
2
13
15.38%
47.29%
2022
33
6
39
15.38%
45.44%
2021
25
4
29
13.79%
44.40%
2020
27
3
30
10.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
229
211
440
47.95%
42.44%
2024
420
442
862
51.28%
41.75%
2023
408
301
709
42.45%
38.64%
2022
513
438
951
46.06%
39.39%
2021
443
382
825
46.30%
40.41%
2020
497
307
804
38.18%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
3
7
42.86%
38.98%
2024
14
12
26
46.15%
39.58%
2023
29
20
49
40.82%
36.96%
2022
446
128
574
22.30%
37.07%
2021
291
105
396
26.52%
39.17%
2020
313
144
457
31.51%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
83.87%
2024
0
1
1
100.00%
81.44%
2023
1
6
7
85.71%
74.87%
2022
4
11
15
73.33%
72.69%
2021
3
9
12
75.00%
79.01%
2020
4
11
15
73.33%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
55
143
198
72.22%
13.25%
2024
49
144
193
74.61%
12.32%
2023
75
164
239
68.62%
16.34%
2022
153
217
370
58.65%
11.13%
2021
100
179
279
64.16%
18.93%
2020
49
108
157
68.79%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
45.21%
2024
1
1
2
50.00%
45.23%
2023
0
2
2
100.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
36
10
46
21.74%
46.87%
2020
12
10
22
45.45%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%