CINCINNATI INS CO
Major Rating Factors:
Good liquidity (6.4 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.1) despite weak results on operational trends.
Other Rating Factors:
Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.4) that helps to protect the company against sharp claims increases. Excellent profitability (7.2) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.3%.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (25.0%), comm multi (24.4%), homeowners (14.4%), fire (1.9%), product liab. (1.6%), fin guar/surety (1.5%), work comp (1.4%), med mal (0.6%), other (29.2%)
Licensed in:
All states, the District of Columbia and Puerto Rico
Principal Investments:
Investment grade bonds (44.1%), common stock (41.3%), cash (5.4%), preferred stock (2.4%), non investment grade bonds (2.3%), other (4.5%)
Corporate Info
Group Affiliation
Cincinnati Financial Corp
Investment Rating
Company Address
6200 SOUTH GILMORE ROAD
FAIRFIELD, OH 45014
FAIRFIELD, OH 45014
Phone Number
(513) 870-2646
NAIC Number
10677
Website
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