B
Cincinnati Spclty Underwriters
Rating Date
November 2024
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (7.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.0) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.3%.
Other Rating Factors: Excellent liquidity (7.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (16.5%), product liab. (8.0%), fire (4.4%), med mal (0.2%), other (70.8%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (73.3%), common stock (18.1%), cash (6.1%), non investment grade bonds (2.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Cincinnati Financial Corporation
Investment Rating
Company Address
6200 South Gilmore Road
Fairfield, OH 45014
Phone Number
(513) 870-2000
NAIC Number
13037
Largest Affiliates
A
Fairfield, OH - P&C
B
FAIRFIELD, OH - L&A
B
Fairfield, OH - P&C
B
Fairfield, OH - P&C
Weiss Ratings