Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
33
27
60
45.00%
38.98%
2024
5
14
19
73.68%
39.58%
2023
9
11
20
55.00%
36.96%
2022
1
2
3
66.67%
37.07%
2021
1
0
1
0.00%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
1
1
100.00%
95.15%
2024
1
1
2
50.00%
96.08%
2023
0
0
0
0.00%
95.22%
2022
0
1
1
100.00%
96.00%
2021
0
0
0
0.00%
93.58%
2020
0
0
0
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
2
2
100.00%
94.16%
2024
0
1
1
100.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
1
1
100.00%
91.74%
2020
0
1
1
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
11
13
84.62%
83.87%
2024
2
9
11
81.82%
81.44%
2023
6
8
14
57.14%
74.87%
2022
6
11
17
64.71%
72.69%
2021
3
12
15
80.00%
79.01%
2020
3
12
15
80.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
184
404
588
68.71%
13.25%
2024
184
319
503
63.42%
12.32%
2023
201
384
585
65.64%
16.34%
2022
252
465
717
64.85%
11.13%
2021
229
575
804
71.52%
18.93%
2020
238
505
743
67.97%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
2
2
100.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
2
2
100.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
3
3
100.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
22
28
78.57%
63.59%
2024
8
14
22
63.64%
63.97%
2023
13
18
31
58.06%
62.55%
2022
12
26
38
68.42%
56.52%
2021
5
37
42
88.10%
62.74%
2020
9
18
27
66.67%
61.51%