Auto Physical Damage
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										58,337
									
									
										15,205
									
									
										73,542
									
									
										20.68%
									
									
										23.31%
									
								
										2023
									
									
										65,219
									
									
										15,912
									
									
										81,131
									
									
										19.61%
									
									
										22.83%
									
								
										2022
									
									
										68,323
									
									
										18,435
									
									
										86,758
									
									
										21.25%
									
									
										23.10%
									
								
										2021
									
									
										60,715
									
									
										16,264
									
									
										76,979
									
									
										21.13%
									
									
										22.81%
									
								
										2020
									
									
										49,766
									
									
										14,103
									
									
										63,869
									
									
										22.08%
									
									
										21.51%
									
								
										2019
									
									
										58,078
									
									
										21,033
									
									
										79,111
									
									
										26.59%
									
									
										22.66%
									
								
										Homeowners & Farmowners
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										1,319
									
									
										422
									
									
										1,741
									
									
										24.24%
									
									
										39.58%
									
								
										2023
									
									
										2,280
									
									
										634
									
									
										2,914
									
									
										21.76%
									
									
										36.96%
									
								
										2022
									
									
										1,948
									
									
										675
									
									
										2,623
									
									
										25.73%
									
									
										37.07%
									
								
										2021
									
									
										2,168
									
									
										787
									
									
										2,955
									
									
										26.63%
									
									
										39.17%
									
								
										2020
									
									
										2,676
									
									
										838
									
									
										3,514
									
									
										23.85%
									
									
										35.42%
									
								
										2019
									
									
										2,970
									
									
										741
									
									
										3,711
									
									
										19.97%
									
									
										35.34%
									
								
										Private Passenger Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										10,788
									
									
										12,817
									
									
										23,605
									
									
										54.30%
									
									
										45.22%
									
								
										2023
									
									
										10,962
									
									
										13,254
									
									
										24,216
									
									
										54.73%
									
									
										44.64%
									
								
										2022
									
									
										12,141
									
									
										14,739
									
									
										26,880
									
									
										54.83%
									
									
										46.15%
									
								
										2021
									
									
										11,021
									
									
										13,610
									
									
										24,631
									
									
										55.26%
									
									
										46.87%
									
								
										2020
									
									
										9,636
									
									
										10,787
									
									
										20,423
									
									
										52.82%
									
									
										43.90%
									
								
										2019
									
									
										14,931
									
									
										15,228
									
									
										30,159
									
									
										50.49%
									
									
										42.09%