B
GoAuto Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.9 on a scale of 0 to 10) despite. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (8.3) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been good over the last five years, averaging 11.4%. Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Stability Factors: G - Fast asset or premium growth.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: AL, GA, IN, LA, MS, NV, OH, TN, TX
Principal Investments: Investment grade bonds (62.2%), cash (34.0%), real estate (3.0%), other (0.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
533 Highlandia Drive
Baton Rouge, LA 70810
Phone Number
(225) 926-7000
NAIC Number
10685
Website
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Largest Affiliates
No affiliate information available.