B
Medical Liability Alliance
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair overall results on stability tests (4.4 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 6.4% of capital. History of adequate reserve strength (6.2) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (9.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent profitability index (8.6). Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Med mal (99.6%), other (0.4%)
Licensed in: AR, IL, KS, MO
Principal Investments: Investment grade bonds (73.8%), common stock (18.9%), cash (4.4%), other (2.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Missouri Hospital Plan
Investment Rating
--
Company Address
4700 Country Club Drive
Jefferson City, MO 65109
Phone Number
(573) 893-5300
NAIC Number
10686
Largest Affiliates
C
Jefferson City, MO - P&C