B
Medical Liability Alliance
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.93
Risk Adjusted
Capital Ratio #2
2.93
Loss
Ratio
63.01%
Total
Assets
141.21M
Capital
92.68M
Net
Premiums
18.43M
Net
Income
6.39M
My Lists My Alerts
Weiss Ratings Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 9.60
Investment Safety Index --
Liquidity Index 7.10
Profitability Index 8.60
Reserve Adequacy Index 6.20
Stability Index 4.40
Company Info Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 10686
Phone Number (573) 893-5300
Website hsg-group.com
Address 4700 Country Club Drive Jefferson City, MO 65109
Balance Sheet Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 141.21M
Capital and Reserves Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 4.93
Risk-Adjusted Capital Ratio #2 2.93
1-Year Reserve Development -3.49%
2-Year Reserve Development -6.89%
Capital 92.68M
Premium to Surplus 19.88%
Reserves to Surplus 39.15%
Investments Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 140.43%
Combined Ratio 79.13%
Expense Ratio 16.12%
Loss Ratio 63.01%
Net Premium Growth -8.17%
Other Medical Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Medical Liability Alliance
Jefferson City, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 6.39M
Net Premium 18.43M
Health Premium --