C
Utica National Assurance Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
310
125
435
28.74%
23.88%
2024
336
166
502
33.07%
23.31%
2023
350
175
525
33.33%
22.83%
2022
399
190
589
32.26%
23.10%
2021
394
177
571
31.00%
22.81%
2020
331
141
472
29.87%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
57
55
112
49.11%
49.08%
2024
58
100
158
63.29%
47.46%
2023
58
100
158
63.29%
47.29%
2022
64
99
163
60.74%
45.44%
2021
56
77
133
57.89%
44.40%
2020
47
66
113
58.41%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
36
40
76
52.63%
42.44%
2024
47
60
107
56.07%
41.75%
2023
47
57
104
54.81%
38.64%
2022
44
50
94
53.19%
39.39%
2021
47
57
104
54.81%
40.41%
2020
43
77
120
64.17%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
53
18
71
25.35%
38.98%
2024
40
25
65
38.46%
39.58%
2023
32
22
54
40.74%
36.96%
2022
33
19
52
36.54%
37.07%
2021
36
18
54
33.33%
39.17%
2020
41
17
58
29.31%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
2
3
66.67%
83.87%
2024
1
3
4
75.00%
81.44%
2023
1
3
4
75.00%
74.87%
2022
1
2
3
66.67%
72.69%
2021
1
2
3
66.67%
79.01%
2020
1
3
4
75.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
2
2
100.00%
13.25%
2024
0
2
2
100.00%
12.32%
2023
0
1
1
100.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
1
1
2
50.00%
18.93%
2020
0
2
2
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
94
142
236
60.17%
45.21%
2024
113
197
310
63.55%
45.23%
2023
111
199
310
64.19%
44.64%
2022
118
206
324
63.58%
46.15%
2021
142
190
332
57.23%
46.87%
2020
138
163
301
54.15%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
33
39
72
54.17%
34.83%
2024
34
22
56
39.29%
35.33%
2023
36
22
58
37.93%
35.67%
2022
37
23
60
38.33%
37.14%
2021
31
20
51
39.22%
35.46%
2020
23
15
38
39.47%
33.86%