Major Rating Factors:
Poor long-term capitalization index (1.0 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range during the last year. A history of deficient reserves (2.6) that places pressure on both capital and profits. In 2025 the one year reserve development was 90.3% deficient. Weak profitability index (0.2) with operating losses during 2022, 2023, 2024 and 2025.
Other Rating Factors:
Vulnerable liquidity (2.4) as a spike in claims may stretch capacity. Fair overall results on stability tests (2.9) including weak results on operational trends, weak risk adjusted capital in prior years and negative cash flow from operations for 2025.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (96.2%), other (3.8%)
Licensed in:
AZ, CA, CO, DC, ID, NV, OR, UT, VA, WA
Principal Investments:
Investment grade bonds (54.3%), cash (37.5%), non investment grade bonds (0.2%), other (8.0%)
Corporate Info
Group Affiliation
Compre Group Holdings Limited
Investment Rating
--
Company Address
330 North Brand Boulevard
Glendale, CA 91203
Glendale, CA 91203
Phone Number
(925) 817-6300
NAIC Number
10693
Website
Largest Affiliates
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