B
MCIC VT (A Reciprocal RRG)
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.14
Risk Adjusted
Capital Ratio #2
1.21
Loss
Ratio
115.75%
Total
Assets
3.29B
Capital
1.12B
Net
Premiums
438.53M
Net
Income
57.60M
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Weiss Ratings MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Rating B
Capitalization Index 5.90
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 4.40
Reserve Adequacy Index 7.50
Stability Index 6.10
Company Info MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Industry P&C
NAIC Number 10697
Phone Number (847) 442-0127
Website www.mcic.com
Address 100 Bank Street Burlington, VT 05401
Balance Sheet MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Total Assets 3.29B
Capital and Reserves MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Risk-Adjusted Capital Ratio #1 2.14
Risk-Adjusted Capital Ratio #2 1.21
1-Year Reserve Development -570.00%
2-Year Reserve Development -770.00%
Capital 1.12B
Premium to Surplus 40.00%
Reserves to Surplus 160.00%
Investments MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 130.00%
Expense Ratio 10.00%
Loss Ratio 115.75%
Net Premium Growth 0.00%
Other Medical MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Net Income 57.60M
Net Premium 438.53M
Health Premium --