C
MCIC VT (A Reciprocal RRG)
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.70
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
116.43%
Total
Assets
2.73B
Capital
872.22M
Net
Premiums
440.09M
Net
Income
49.66M
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Weiss Ratings MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Rating C
Capitalization Index 5.10
Investment Safety Index --
Liquidity Index 6.10
Profitability Index 4.40
Reserve Adequacy Index 5.20
Stability Index 7.50
Company Info MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Industry P&C
NAIC Number 10697
Phone Number (847) 442-0127
Website www.mcic.com
Address 100 Bank Street Burlington, VT 05401
Balance Sheet MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Total Assets 2.73B
Capital and Reserves MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Risk-Adjusted Capital Ratio #1 1.70
Risk-Adjusted Capital Ratio #2 1.00
1-Year Reserve Development -250.00%
2-Year Reserve Development -430.00%
Capital 872.22M
Premium to Surplus 50.00%
Reserves to Surplus 200.00%
Investments MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 130.00%
Expense Ratio 10.00%
Loss Ratio 116.43%
Net Premium Growth 0.00%
Other Medical MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability MCIC VT (A Reciprocal RRG)
Burlington, VT 		Click to
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Net Income 49.66M
Net Premium 440.09M
Health Premium --