B
FHM Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 3.50
Reserve Adequacy Index 6.90
Stability Index 5.40
Company Info FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Industry P&C
NAIC Number 10699
Phone Number (225) 389-5822
Website www.fhmic.com
Address 2351 Energy Drive Baton Rouge, LA 70808
Balance Sheet FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 41.27M
Capital and Reserves FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Risk-Adjusted Capital Ratio #1 1.47
Risk-Adjusted Capital Ratio #2 1.27
1-Year Reserve Development -3.08%
2-Year Reserve Development -0.46%
Capital 17.27M
Premium to Surplus 108.94%
Reserves to Surplus 69.53%
Investments FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 86.30%
Combined Ratio 104.43%
Expense Ratio 41.80%
Loss Ratio 62.63%
Net Premium Growth 6.69%
Other Medical FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability FHM Ins Co
Baton Rouge, LA
Click to
Compare
Click to
Compare
Click to
Compare
Net Income -885.75K
Net Premium 18.81M
Health Premium --