A
RetailFirst Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings RetailFirst Ins Co
Lakeland, FL
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Rating A
Capitalization Index 9.30
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 8.50
Reserve Adequacy Index 9.30
Stability Index 7.10
Company Info RetailFirst Ins Co
Lakeland, FL
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Industry P&C
NAIC Number 10700
Phone Number (863) 665-6060
Website retailfirstinsurance.com
Address 117 North Massachusetts Avenue Lakeland, FL 33801
Balance Sheet RetailFirst Ins Co
Lakeland, FL
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Total Assets 568.63M
Capital and Reserves RetailFirst Ins Co
Lakeland, FL
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Risk-Adjusted Capital Ratio #1 3.34
Risk-Adjusted Capital Ratio #2 2.56
1-Year Reserve Development -2.53%
2-Year Reserve Development -6.46%
Capital 315.54M
Premium to Surplus 56.42%
Reserves to Surplus 68.65%
Investments RetailFirst Ins Co
Lakeland, FL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios RetailFirst Ins Co
Lakeland, FL
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Medical Loss Ratio --
Cash From Underwriting 128.16%
Combined Ratio 98.38%
Expense Ratio 29.73%
Loss Ratio 68.65%
Net Premium Growth 9.95%
Other Medical RetailFirst Ins Co
Lakeland, FL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability RetailFirst Ins Co
Lakeland, FL
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Net Income 16.40M
Net Premium 178.02M
Health Premium --