Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
0
2
0.00%
23.31%
2023
2
2
4
50.00%
22.83%
2022
25
3
28
10.71%
23.10%
2021
24
4
28
14.29%
22.81%
2020
35
6
41
14.63%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
3
14
21.43%
42.44%
2024
10
9
19
47.37%
41.75%
2023
15
13
28
46.43%
38.64%
2022
19
12
31
38.71%
39.39%
2021
48
28
76
36.84%
40.41%
2020
41
39
80
48.75%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,246
640
1,886
33.93%
38.98%
2024
2,476
653
3,129
20.87%
39.58%
2023
3,735
887
4,622
19.19%
36.96%
2022
1,821
628
2,449
25.64%
37.07%
2021
1,847
541
2,388
22.65%
39.17%
2020
2,462
741
3,203
23.13%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
4
4
100.00%
16.34%
2020
1
0
1
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
3
4
75.00%
44.64%
2022
3
1
4
25.00%
46.15%
2021
4
0
4
0.00%
46.87%
2020
7
1
8
12.50%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
14
23
37
62.16%
34.83%
2024
12
11
23
47.83%
35.33%
2023
21
14
35
40.00%
35.67%
2022
9
22
31
70.97%
37.14%
2021
11
13
24
54.17%
35.46%
2020
8
3
11
27.27%
33.86%