B
Retailers Casualty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good liquidity (6.9 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.3) despite negative cash flow from operations for 2025. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.9).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow.
Principal Lines of Business: Work comp (100.0%)
Licensed in: AL, AR, LA, MS, OK, TX
Principal Investments: Investment grade bonds (72.4%), common stock (26.7%), cash (0.1%), other (0.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10000 Perkins Rowe
Baton Rouge, LA 70810
Phone Number
(863) 665-6060
NAIC Number
10718
Website
--
Largest Affiliates
There are no affiliate to display.