D
Cornerstone National Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.49
Risk Adjusted
Capital Ratio #2
0.32
Loss
Ratio
96.32%
Total
Assets
9.77M
Capital
1.91M
Net
Premiums
1.93M
Net
Income
-868.86K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
429
215
644
33.39%
23.31%
2023
531
138
669
20.63%
22.83%
2022
234
54
288
18.75%
23.10%
2021
285
70
355
19.72%
22.81%
2020
410
100
510
19.61%
21.51%
2019
717
335
1,052
31.84%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
116
71
187
37.97%
39.58%
2023
174
3
177
1.69%
36.96%
2022
9
14
23
60.87%
37.07%
2021
7
5
12
41.67%
39.17%
2020
0
0
0
0.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
2
6
33.33%
12.32%
2023
11
2
13
15.38%
16.34%
2022
5
1
6
16.67%
11.13%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
153
39
192
20.31%
45.22%
2023
134
21
155
13.55%
44.64%
2022
73
27
100
27.00%
46.15%
2021
166
62
228
27.19%
46.87%
2020
277
107
384
27.86%
43.90%
2019
232
200
432
46.30%
42.09%