B
Premier Group Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.8 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been low, averaging 3.2% over the past five years. Good overall results on stability tests (5.1) despite. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (8.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent liquidity (8.4) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (100.0%)
Licensed in: AL, AZ, FL, GA, KS, KY, MA, MO, NH, SC, TN, VA
Principal Investments: Investment grade bonds (96.0%), cash (3.8%), other (0.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
National HealthCare Corporation
Investment Rating
NHC
Company Address
100 East Vine Street
Murfreesboro, TN 37130
Phone Number
(615) 278-1225 203
NAIC Number
10800
Largest Affiliates
No affiliate information available.