A
Cypress Ins Co (CA)
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.74
Risk Adjusted
Capital Ratio #2
2.69
Loss
Ratio
53.84%
Total
Assets
2.66B
Capital
1.57B
Net
Premiums
224.76M
Net
Income
97.91M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
49
12
61
19.67%
23.88%
2024
129
31
160
19.38%
23.31%
2023
185
51
236
21.61%
22.83%
2022
201
68
269
25.28%
23.10%
2021
72
287
359
79.94%
22.81%
2020
149
51
200
25.50%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
86
75
161
46.58%
49.08%
2024
160
120
280
42.86%
47.46%
2023
274
167
441
37.87%
47.29%
2022
317
204
521
39.16%
45.44%
2021
164
231
395
58.48%
44.40%
2020
198
184
382
48.17%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
41.75%
2023
42
4
46
8.70%
38.64%
2022
35
3
38
7.89%
39.39%
2021
34
10
44
22.73%
40.41%
2020
41
22
63
34.92%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
0
1
0.00%
62.55%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,706
1,206
3,912
30.83%
34.83%
2024
3,373
1,521
4,894
31.08%
35.33%
2023
3,699
2,102
5,801
36.24%
35.67%
2022
4,309
3,286
7,595
43.27%
37.14%
2021
4,110
2,063
6,173
33.42%
35.46%
2020
4,794
2,131
6,925
30.77%
33.86%