Michigan Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,184
301
3,485
8.64%
23.88%
2024
3,867
301
4,168
7.22%
23.31%
2023
4,830
361
5,191
6.95%
22.83%
2022
4,928
460
5,388
8.54%
23.10%
2021
4,261
456
4,717
9.67%
22.81%
2020
3,687
368
4,055
9.08%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
317
188
505
37.23%
49.08%
2024
377
102
479
21.29%
47.46%
2023
471
123
594
20.71%
47.29%
2022
620
143
763
18.74%
45.44%
2021
854
132
986
13.39%
44.40%
2020
665
105
770
13.64%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
520
185
705
26.24%
42.44%
2024
500
176
676
26.04%
41.75%
2023
610
187
797
23.46%
38.64%
2022
551
183
734
24.93%
39.39%
2021
524
210
734
28.61%
40.41%
2020
418
377
795
47.42%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
390
93
483
19.25%
38.98%
2024
438
111
549
20.22%
39.58%
2023
743
139
882
15.76%
36.96%
2022
508
121
629
19.24%
37.07%
2021
623
227
850
26.71%
39.17%
2020
431
138
569
24.25%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4
2
6
33.33%
13.25%
2024
5
2
7
28.57%
12.32%
2023
5
3
8
37.50%
16.34%
2022
9
3
12
25.00%
11.13%
2021
9
2
11
18.18%
18.93%
2020
9
1
10
10.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
155
51
206
24.76%
45.21%
2024
209
77
286
26.92%
45.23%
2023
218
112
330
33.94%
44.64%
2022
263
140
403
34.74%
46.15%
2021
214
122
336
36.31%
46.87%
2020
200
135
335
40.30%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
281
79
360
21.94%
34.83%
2024
338
88
426
20.66%
35.33%
2023
411
115
526
21.86%
35.67%
2022
475
117
592
19.76%
37.14%
2021
402
155
557
27.83%
35.46%
2020
414
197
611
32.24%
33.86%