E
Direct General Ins Co of MS
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.95
Risk Adjusted
Capital Ratio #2
0.85
Loss
Ratio
--
Total
Assets
54.84M
Capital
6.25M
Net
Premiums
0.00
Net
Income
102.53K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,793
1,860
4,653
39.97%
23.31%
2023
2,780
1,699
4,479
37.93%
22.83%
2022
2,433
1,588
4,021
39.49%
23.10%
2021
2,720
1,611
4,331
37.20%
22.81%
2020
2,222
1,259
3,481
36.17%
21.51%
2019
174
930
1,104
84.24%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
3
5
60.00%
39.58%
2023
5
8
13
61.54%
36.96%
2022
2
1
3
33.33%
37.07%
2021
2
3
5
60.00%
39.17%
2020
5
0
5
0.00%
35.42%
2019
2
2
4
50.00%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,244
2,259
4,503
50.17%
45.22%
2023
1,912
1,979
3,891
50.86%
44.64%
2022
1,590
1,713
3,303
51.86%
46.15%
2021
1,881
1,652
3,533
46.76%
46.87%
2020
1,721
1,469
3,190
46.05%
43.90%
2019
1,625
1,180
2,805
42.07%
42.09%