D
Direct General Ins Co of MS
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,361
2,500
5,861
42.65%
23.88%
2024
2,793
1,860
4,653
39.97%
23.31%
2023
2,780
1,699
4,479
37.93%
22.83%
2022
2,433
1,588
4,021
39.49%
23.10%
2021
2,720
1,611
4,331
37.20%
22.81%
2020
2,222
1,259
3,481
36.17%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
2
5
40.00%
38.98%
2024
2
3
5
60.00%
39.58%
2023
5
8
13
61.54%
36.96%
2022
2
1
3
33.33%
37.07%
2021
2
3
5
60.00%
39.17%
2020
5
0
5
0.00%
35.42%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,722
2,936
5,658
51.89%
45.21%
2024
2,244
2,259
4,503
50.17%
45.23%
2023
1,912
1,979
3,891
50.86%
44.64%
2022
1,590
1,713
3,303
51.86%
46.15%
2021
1,881
1,652
3,533
46.76%
46.87%
2020
1,721
1,469
3,190
46.05%
43.90%