B
Concert Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
23.31%
2023
1,957
441
2,398
18.39%
22.83%
2022
470
463
933
49.62%
23.10%
2021
3,170
2,001
5,171
38.70%
22.81%
2020
4,324
2,517
6,841
36.79%
21.51%
2019
3,764
2,594
6,358
40.80%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
38
59
97
60.82%
47.45%
2023
19
6
25
24.00%
47.29%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
15
18
83.33%
41.74%
2022
0
0
0
0.00%
39.39%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,410
10
1,420
0.70%
12.32%
2023
1,367
0
1,367
0.00%
16.34%
2022
700
1,403
2,103
66.71%
11.13%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
45.22%
2023
1,696
573
2,269
25.25%
44.64%
2022
422
222
644
34.47%
46.15%
2021
2,523
2,181
4,704
46.36%
46.87%
2020
521
508
1,029
49.37%
43.90%
2019
4,837
3,764
8,601
43.76%
42.09%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
4.30%
2023
0
0
0
0.00%
4.57%
2022
0
0
0
0.00%
4.29%
2021
2
0
2
0.00%
5.64%
2020
136
20
156
12.82%
5.60%
2019
253
6
259
2.32%
6.35%