B
Commercial Alliance Ins Co
Spring,  TX
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.30
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
58.11%
Total
Assets
189.26M
Capital
66.54M
Net
Premiums
93.28M
Net
Income
2.46M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
148
77
225
34.22%
23.31%
2023
119
42
161
26.09%
22.83%
2022
136
62
198
31.31%
23.10%
2021
143
75
218
34.40%
22.81%
2020
191
129
320
40.31%
21.51%
2019
397
95
492
19.31%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
77
81
158
51.27%
47.44%
2023
70
71
141
50.35%
47.29%
2022
91
94
185
50.81%
45.44%
2021
107
118
225
52.44%
44.40%
2020
124
128
252
50.79%
42.45%
2019
170
168
338
49.70%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
6
7
13
53.85%
41.75%
2023
8
7
15
46.67%
38.64%
2022
8
9
17
52.94%
39.39%
2021
37
52
89
58.43%
40.41%
2020
36
123
159
77.36%
48.09%
2019
36
237
273
86.81%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
386
286
672
42.56%
39.58%
2023
2
4
6
66.67%
36.96%
2022
294
166
460
36.09%
37.07%
2021
852
576
1,428
40.34%
39.17%
2020
469
264
733
36.02%
35.42%
2019
262
196
458
42.79%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
20
21
95.24%
81.35%
2023
0
12
12
100.00%
74.87%
2022
0
6
6
100.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
6
8
75.00%
12.20%
2023
2
7
9
77.78%
16.34%
2022
3
7
10
70.00%
11.13%
2021
3
10
13
76.92%
18.93%
2020
7
12
19
63.16%
20.93%
2019
14
17
31
54.84%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
45.22%
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
6
5
11
45.45%
46.87%
2020
44
91
135
67.41%
43.90%
2019
323
62
385
16.10%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
64.47%
2023
1
1
2
50.00%
62.55%
2022
1
1
2
50.00%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
1
1
100.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
35.33%
2023
1
1
2
50.00%
35.67%
2022
2
1
3
33.33%
37.14%
2021
1
2
3
66.67%
35.46%
2020
2
2
4
50.00%
33.86%
2019
1
1
2
50.00%
34.01%