B
Unitrin Direct P&C Co
Chicago,  IL
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
21.02
Risk Adjusted
Capital Ratio #2
18.92
Loss
Ratio
--
Total
Assets
10.76M
Capital
9.71M
Net
Premiums
0.00
Net
Income
165.88K
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Weiss Ratings Unitrin Direct P&C Co
Chicago, IL 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 4.90
Reserve Adequacy Index 3.60
Stability Index 4.40
Company Info Unitrin Direct P&C Co
Chicago, IL 		Click to
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Industry P&C
NAIC Number 10915
Phone Number (312) 661-4600
Website www.kemper.com
Address 200 East Randolph Street Chicago, IL 60601
Balance Sheet Unitrin Direct P&C Co
Chicago, IL 		Click to
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Total Assets 10.76M
Capital and Reserves Unitrin Direct P&C Co
Chicago, IL 		Click to
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Risk-Adjusted Capital Ratio #1 21.02
Risk-Adjusted Capital Ratio #2 18.92
1-Year Reserve Development 0.00%
2-Year Reserve Development 0.00%
Capital 9.71M
Premium to Surplus --
Reserves to Surplus --
Investments Unitrin Direct P&C Co
Chicago, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Unitrin Direct P&C Co
Chicago, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 50.00%
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Unitrin Direct P&C Co
Chicago, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Unitrin Direct P&C Co
Chicago, IL 		Click to
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Net Income 165.88K
Net Premium 0.00
Health Premium --