C
Southern Vanguard Ins Co
Austin,  TX
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.72
Risk Adjusted
Capital Ratio #2
2.79
Loss
Ratio
30.40%
Total
Assets
74.45M
Capital
31.07M
Net
Premiums
24.66M
Net
Income
2.76M
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Weiss Ratings Southern Vanguard Ins Co
Austin, TX 		Click to
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Rating C
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 8.40
Profitability Index 3.70
Reserve Adequacy Index 6.70
Stability Index 5.20
Company Info Southern Vanguard Ins Co
Austin, TX 		Click to
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Industry P&C
NAIC Number 10925
Phone Number (888) 424-4580
Website southernvanguardinsurancecompany.com
Address 606 West 12th Street Austin, TX 78701
Balance Sheet Southern Vanguard Ins Co
Austin, TX 		Click to
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Total Assets 74.45M
Capital and Reserves Southern Vanguard Ins Co
Austin, TX 		Click to
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Risk-Adjusted Capital Ratio #1 3.72
Risk-Adjusted Capital Ratio #2 2.79
1-Year Reserve Development -0.32%
2-Year Reserve Development 4.74%
Capital 31.07M
Premium to Surplus 79.37%
Reserves to Surplus 6.61%
Investments Southern Vanguard Ins Co
Austin, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Vanguard Ins Co
Austin, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 99.40%
Combined Ratio 81.90%
Expense Ratio 51.51%
Loss Ratio 30.40%
Net Premium Growth 71.31%
Other Medical Southern Vanguard Ins Co
Austin, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Vanguard Ins Co
Austin, TX 		Click to
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Net Income 2.76M
Net Premium 24.66M
Health Premium --