C
Southern Vanguard Ins Co
Austin,  TX
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
70.20%
Total
Assets
45.63M
Capital
14.68M
Net
Premiums
14.40M
Net
Income
162.40K
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Weiss Ratings Southern Vanguard Ins Co
Austin, TX 		Click to
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Rating C
Capitalization Index 6.30
Investment Safety Index --
Liquidity Index 9.40
Profitability Index 3.20
Reserve Adequacy Index 8.00
Stability Index 3.60
Company Info Southern Vanguard Ins Co
Austin, TX 		Click to
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Industry P&C
NAIC Number 10925
Phone Number (888) 424-4580
Website www.southernvanguardinsurancecompany.com
Address 606 West 12th Street Austin, TX 78701
Balance Sheet Southern Vanguard Ins Co
Austin, TX 		Click to
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Total Assets 45.63M
Capital and Reserves Southern Vanguard Ins Co
Austin, TX 		Click to
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Risk-Adjusted Capital Ratio #1 1.40
Risk-Adjusted Capital Ratio #2 1.00
1-Year Reserve Development 340.00%
2-Year Reserve Development -460.00%
Capital 14.68M
Premium to Surplus 100.00%
Reserves to Surplus 10.00%
Investments Southern Vanguard Ins Co
Austin, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Vanguard Ins Co
Austin, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 130.00%
Expense Ratio 60.00%
Loss Ratio 70.20%
Net Premium Growth -30.00%
Other Medical Southern Vanguard Ins Co
Austin, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Vanguard Ins Co
Austin, TX 		Click to
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Net Income 162.40K
Net Premium 14.40M
Health Premium --