Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
104
24
128
18.75%
23.88%
2024
101
26
127
20.47%
23.31%
2023
110
23
133
17.29%
22.83%
2021
145
16
161
9.94%
22.81%
2020
100
23
123
18.70%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
18
8
26
30.77%
49.08%
2024
24
3
27
11.11%
47.46%
2023
19
14
33
42.42%
47.29%
2022
30
12
42
28.57%
45.44%
2021
29
2
31
6.45%
44.40%
2020
23
8
31
25.81%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
234
198
432
45.83%
42.44%
2024
292
287
579
49.57%
41.75%
2023
355
330
685
48.18%
38.64%
2022
302
323
625
51.68%
39.39%
2021
428
488
916
53.28%
40.41%
2020
334
550
884
62.22%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
13.25%
2024
2
4
6
66.67%
12.32%
2023
2
2
4
50.00%
16.34%
2022
3
6
9
66.67%
11.13%
2021
1
16
17
94.12%
18.93%
2020
3
11
14
78.57%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
1
2
50.00%
34.83%
2024
1
1
2
50.00%
35.33%
2023
3
6
9
66.67%
35.67%
2022
8
2
10
20.00%
37.14%
2021
4
2
6
33.33%
35.46%
2020
4
3
7
42.86%
33.86%