C
Response Indemnity Co of CA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.69
Risk Adjusted
Capital Ratio #2
0.45
Loss
Ratio
56.77%
Total
Assets
115.61M
Capital
28.38M
Net
Premiums
50.05M
Net
Income
3.08M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
451
22
473
4.65%
23.88%
2024
508
38
546
6.96%
23.31%
2023
440
60
500
12.00%
22.83%
2022
182
15
197
7.61%
23.10%
2021
0
0
0
0.00%
22.81%
2020
246
28
274
10.22%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
71
9
80
11.25%
49.08%
2024
53
9
62
14.52%
47.46%
2023
58
39
97
40.21%
47.29%
2022
24
23
47
48.94%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
71
12
83
14.46%
42.44%
2024
57
26
83
31.33%
41.75%
2023
51
34
85
40.00%
38.64%
2022
5
11
16
68.75%
39.39%
2021
0
0
0
0.00%
40.41%
2020
10
2
12
16.67%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
289
30
319
9.40%
38.98%
2024
460
79
539
14.66%
39.58%
2023
119
32
151
21.19%
36.96%
2022
15
5
20
25.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
11
5
16
31.25%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
56
7
63
11.11%
83.87%
2024
154
30
184
16.30%
81.44%
2023
354
16
370
4.32%
74.87%
2022
43
2
45
4.44%
72.69%
2021
0
0
0
0.00%
79.01%
2020
8
0
8
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,047
17
3,064
0.55%
13.25%
2024
2,925
37
2,962
1.25%
12.32%
2023
2,630
35
2,665
1.31%
16.34%
2022
1,074
15
1,089
1.38%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1,050
0
1,050
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
12
17
29
58.62%
45.21%
2024
18
29
47
61.70%
45.23%
2023
25
29
54
53.70%
44.64%
2022
30
22
52
42.31%
46.15%
2021
0
0
0
0.00%
46.87%
2020
56
39
95
41.05%
43.90%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
6,902
352
7,254
4.85%
3.84%
2024
7,804
3
7,807
0.04%
4.30%
2023
8,668
2
8,670
0.02%
4.57%
2022
4,126
3
4,129
0.07%
4.29%
2021
0
0
0
0.00%
5.64%
2020
4,455
6
4,461
0.13%
5.60%